Privacy Policy

Last updated: June 18, 2026

What we collect

The calculator runs entirely in your browser. Financial inputs you enter — age, assets, contributions, spending, allocation, and scenarios — are kept in your browser's local storage so the page can restore them on your next visit. We do not send these inputs to our servers, and we do not associate them with an identity.

Cookies and local storage

• Functional storage — saves your calculator inputs and dark-mode preference on this device only.
• Advertising cookies — set by Google AdSense only after you click "Accept" on the consent banner. If you click "Reject", AdSense is loaded in Non-Personalized Ads mode and cookies are limited to fraud prevention and frequency capping as described by Google.

Advertising

We use Google AdSense to display advertising. Google and its partners may use cookies to serve ads based on a user's prior visits to this and other websites when consent is granted. You can manage Google's use of advertising cookies at Google Ad Settings and opt out of third-party vendors at aboutads.info.

Your GDPR / ePrivacy rights

If you are in the European Economic Area or the United Kingdom, you have the right to withdraw consent, request a copy of any personal data we hold, request correction or deletion, and lodge a complaint with your supervisory authority. Because the calculator does not maintain a user account or server-side profile, withdrawal of consent can be exercised entirely on this device by clearing your browser's storage for this site or by clicking "Reject" the next time the consent banner appears.

Third parties

The only third party that receives data from your browser as a result of using this site is Google (for AdSense delivery), and only when ads are active. We do not run third-party analytics that profile individual users.

Contact

Questions about this policy? Visit our contact page.